Our Health Insurance Services

We guide you step-by-step through the Health Insurance Marketplace to help you choose a plan that matches your health needs and budget. Whether you’re an individual, family, or small business, our licensed agents make the process simple and stress-free.

Obamacare: Enrollment period: Nov 1 – Dec 15 each year (special enrollment for qualifying events).

Serving Florida families with Obamacare, Medicare, and affordable health insurance solutions

Proudly helping clients across Florida and 20+ states.

Turning 65 or already on Medicare or Renew? We help you compare your options:

  • Medicare Advantage (Part C): All-in-one plans, often with extra benefits like dental, vision, and fitness.

  • Medicare Supplement (Medigap): Coverage that fills the “gaps” in Original Medicare.

  • Prescription Drug Plans (Part D): Standalone coverage for your medications.
    Our team makes Medicare easy to understand so you can choose confidently.

Medicare: Enrollment period: Oct 15– Dec 7 each year

(special enrollment available for qualifying events).

Insurance Products We Offer

1. Obamacare / ACA Marketplace Plans

  • Obamacare health insurance plans

  • ACA Marketplace plans (Florida Blue / BCBSFL and other carriers)

  • Subsidy and premium tax credit help

  • Off-exchange health insurance plans

2. Medicare Plans

  • Medicare Advantage (Part C) plans

  • Medicare Part D prescription drug (PDP) plans

  • Medigap / Medicare Supplement (MedSup) plans

    • Plan G, Plan N, Plan F (for eligible), Plan A, Plan B, Plan D, Plan K, Plan L, Plan M

  • Medicare Part A (Hospital), Part B (Medical), Part C (Advantage), and Part D (Drug coverage)

  • Special Needs Plans (SNPs)

3. Short-Term & Alternative Coverage

  • Short-term medical insurance

  • Off-exchange private health plans

  • Catastrophic health insurance

4. Dental, Vision & More

  • Dental insurance (individual and family plans)

  • Vision insurance (eye exams, glasses, contacts)

  • Bundled dental + vision options

5. Travel & International Plans

  • International travel medical insurance

  • Student health insurance (F1, J1 visa students)

  • Visitor insurance for parents or relatives visiting the U.S.

Các Sản Phẩm Bảo Hiểm Chúng Tôi Cung Cấp

1. Obamacare / Kế Hoạch Thị Trường (ACA)

  • Bảo hiểm sức khỏe Obamacare

  • Kế hoạch bảo hiểm y tế Marketplace (Florida Blue / BCBSFL và các hãng khác)

  • Hỗ trợ xin trợ cấp & giảm thuế phí bảo hiểm

  • Kế hoạch bảo hiểm sức khỏe ngoài Marketplace (off-exchange)

2. Medicare

  • Kế hoạch Medicare Advantage (Phần C)

  • Kế hoạch thuốc Medicare Part D (PDP)

  • Medigap / Medicare Supplement (Medsup)

    • Plan G, Plan N, Plan F (nếu đủ điều kiện), Plan A, Plan B, Plan D, Plan K, Plan L, Plan M

  • Medicare Part A (Bệnh viện), Part B (Khám chữa bệnh), Part C (Advantage), Part D (Thuốc)

  • Kế hoạch Medicare cho nhu cầu đặc biệt (SNPs)

3. Bảo Hiểm Ngắn Hạn & Khác

  • Bảo hiểm y tế ngắn hạn (Short-term Medical)

  • Kế hoạch bảo hiểm ngoài Marketplace

  • Bảo hiểm y tế thảm họa (Catastrophic Health Insurance)

4. Bảo Hiểm Nha Khoa & Thị Lực

  • Bảo hiểm nha khoa (cá nhân & gia đình)

  • Bảo hiểm mắt (khám mắt, kính, contact lens)

  • Gói kết hợp nha khoa + mắt

5. Bảo Hiểm Du Lịch & Quốc Tế

  • Bảo hiểm y tế du lịch quốc tế

  • Bảo hiểm cho du học sinh (F1, J1)

  • Bảo hiểm cho thân nhân, cha mẹ sang Mỹ thăm con cháu

Insurance Carriers on the ACA Market:

  • Aetna (including Aetna CVS Health)

  • Ambetter (a product of Centene Corporation, a major presence in many of these states)

  • Anthem (or Anthem Blue Cross and Blue Shield in some states)

  • Blue Cross Blue Shield (This is a system of independent companies. You can list the specific company for each state, such as Florida Blue, Blue Cross and Blue Shield of Georgia, etc.)

  • Cigna

  • Molina Healthcare

  • Oscar Health

  • UnitedHealthcare (UnitedHealthcare offers ACA plans in some of these states)

  • Kaiser Permanente (prominent in Georgia and some other regions)

  • Humana (offers ACA plans in some states)

  • Bright Health (present in some of these states)

  • CareSource (prominent in Georgia and Indiana)

  • Friday Health (present in North Carolina)

Insurance Carriers on the Medicare Market:

  • AARP UnitedHealthcare

  • Aetna

  • Anthem (or Anthem Blue Cross and Blue Shield)

  • Blue Cross Blue Shield (list the specific state company, e.g., Florida Blue, Blue Cross and Blue Shield of Texas)

  • Cigna

  • Devoted Health

  • Humana

  • Molina Healthcare

  • Wellcare (a product of Centene Corporation)

  • CarePlus Health Plans (especially strong in Florida)

  • Elevance Health (Anthem's parent company, sometimes used as a brand)

  • Clover Health

  • Mutual of Omaha (especially for Medicare Supplement plans)

  • Centene (parent company of Ambetter and Wellcare, a significant player in many markets)

  • Preferred Care Partners